The Problems Of Deutsche Bank - 1208 Words

The Problems Deutsche Bank is facing: Global capital markets are being pressured by the travails of Deutsche Bank, one of Europe’s largest investment banks, and there is yet no clarity on when the coast will clear. The bank’s stock has plunged to all-time lows as concerns about liquidity arose for a firm considered systemically important. The fear is that the German bank could fail and spark a domino effect that would harm the global banking system. This worry is heightened as German Chancellor Angela Merkel’s administration has rejected any bail-out plan. Problems which have been facing by the bank as follows: Huge fine of $14 billion faced by the Bank, prompting fear of a new financial crisis by US regulatory body: Deutsche Bank, Germany’s largest bank, is facing its biggest crisis since the global financial meltdown in 2008. US regulators were seeking to fine the company $14 billion — not just a large sum of money but actually enough to fundamentally threaten the viability of the bank. And that was only the latest in a series of setbacks that have cost the company’s stock more than half its value over the past year. A year ago, the company announced plans to lay off 35,000 people shortly after announcing a $7 billion quarterly loss. In November, the bank agreed to pay a $258 million fine for violating US sanctions laws. In June it failed a US regulatory stress test† designed to predict whether it would survive a major economic downturn. And now Deutsche BankShow MoreRelatedDeutsche Bank Ma Case Answer 1,5,71052 Words   |  5 PagesQuestion 1: What is the problem in the case? The problem in the case deals with merger and acquisition. The buyer is Intercontinental Capital, Ltd.(ICL),and the target firm is Consolidated Supply S.S. (CSSA), a leading global supplier of medical products to hospitals and a subsidiary of AtlantisMed Systems, a major manufacturer of medical products and suppliers in the United States. The problem arises when ICL asked Deutsche Bank Securities to arrange the financing and propose a deal structure thatRead MoreEssay Josef Ackermann leadership style1246 Words   |  5 Pagesï » ¿ Portfolio Essay: Final Draft Josef Ackermann (Deutsche Bank/Germany) Using Darling and Leffel’s (2010) framework, this essay will evaluate on how Josef Ackermann demonstrated his leadership style as a Swiss banker, the former Chief Executive Officer (CEO) of Deutsche Bank and Chairman of Zurich Insurance. As defined by Peter Northouse (2001), leadership is a process, in which an individual influences a group to achieve a common goal. And to achieve that goal, a visionary leader shouldRead MoreSamsung Scandal : Japans Government1207 Words   |  5 Pagesmanagement spent their career at the company, climbing the ranks to the top. The firm hired outside directors and implemented a 16 person board in order to enhance management efficiency and improve their transparency. However, there were several problems found in the books, including a pair of former diplomats on their audit committee who were not qualified for the task (Nishimura-Poupee, 2015). Most Japanese firms include former bureaucrats that were given plum jobs in the industries that oversawRead MoreThe Third And Last Pillar Of The German Banking System Essay1339 Words   |  6 PagesCommercial Banks The third and last pillar of the German banking system consists of commercial banks also known in the third pillar as the market discipline. The third pillar gives out more public disclosure and reporting requirements, compared to the other two pillars, with its increased transparency. The amount of this increased disclosure is for giving the public and also the global market a more comprehensible vision of where the bank stands in terms of risk. (Feig) With Universal banks beingRead MoreDeutsche Bank’s Pan-European Retail Banking Strategy2690 Words   |  11 PagesBUSI 3312 Group Case Study– BUSI 3312 â€Å"Deutsche Bank’s Pan-European Retail Banking Strategy† In partial fulfillment of the requirements for BUSI 3312 August 7th, 2012 Table of Contents Heading Page Problem Statement 2 Data Analysis 3 SWOT Analysis 3 StrengthsRead MoreFinance Course work 1975 Words   |  4 PagesCompany A s stock is -6.0%, 15%, 15% and that of the market portfolio is 10%, 10% and 16%. According to the security market line (SML), the Stock A is: a. Over priced b. Under priced c. Correctly priced d. Need more information PART 2 PROBLEM 1 Stephen Oblonsky, ace mutual fund manager, produced the following percentage rates of return from 2002 to 2006. Rates of return on the market are given for comparison. 2002 2003 2004 2005 2006 Stephen Oglonsky -12,1 28,2 11,0 8,9 15,0 Read MoreWhy The Chinese Country Is Responsible For Managing The Economy1112 Words   |  5 Pagesindependent. They adopted some of the more western ideas like laissez-faire, or an attitude of letting businesses operate without interference. Many of the state owned sectors became private enterprises which grew rapidly under a competitive environment. Banks were also split up which allowed them to grow quickly while also reducing risk to the economy. In 2011, the Chinese government decided that they needed to implement new reforms. Known as the 12th five-year year plan, the government wants to focus moreRead MoreInternational Finance Problems Essay746 Words   |  3 PagesPROBLEMS 1. Mississippi Mud Pies, Inc. needs to buy 1,000,000 Swiss francs (CHF) to pay its Swiss chocolate supplier. Its banker quotes bid–ask rates of CHF1.3990–1.4000/USD. What will be the dollar cost of the CHF1,000,000? †¨Answer: The bank’s bid rate is CHF1.3990/$. That is the price at which the bank is willing to buy $1 in return for CHF1.3990. The bank sells dollars at its ask price CHF1.4000/$.†¨Mississippi Mud Pies must sell dollars to the bank to buy CHF. Therefore Mississippi Mud PiesRead MorePost Brexit1421 Words   |  6 PagesProject Overview Identify and explain the degree of exposure of your case company to international economic conditions and political risk. Introduction Our company – Group 2 Investment Bank – a large US Investment Bank has been based in London, and due to concerns over the regulatory framework post Brexit creating uncertainty is looking for a new location to setup within the Single Market so as to reduce any cross-border risk or political turmoil that may occur. This paper will review FrankfurtRead Morelow interest rate and the Deutsche Bank9239 Words   |  37 Pagesinstitutions as well, first and foremost banks. Banks in general use these rates in deciding their lending rate, an important part of their business. Deutsche Bank is no exception in this respect as we conclude in this paper. Based on such monetary policy decision-making Deutsche Bank is affected through various channels. We find that the bank bank-lending and exchange rate channel are most decisive when considering the effects of lower interest rates on banks. The staggering decrease in financial assets

Gangs and Injunctions - 1330 Words

Gangs and Injunctions Criminal activities and gangs have mostly always been an on going problem in the United States. Gangs and gang members are frequently involved with a variety of different crimes. The 2008 National Youth Gang Survey reported that there are approximately 774,000 active gang members in the United States (Egley, Howell, Moore, 2010). The 2008 National Youth Gang Survey also states that there are about 27,900 active gangs in the United States (Egley et al., 2010). The active gangs in California have caused a major impact on the state in many ways. According to the California Department of Justice, approximately 300,000 gang members are living in California (Crawford, 2009). California also attributes more than 25†¦show more content†¦The police force may be looked at negatively for setting such heavy restrictions on regular neighborhoods because there are injunctions set upon the area. The people from the neighborhoods would be the individuals that believe gang injunctions should not be enforced. One of the many problems involved with gang injunctions is that there is not a clear definition of what a gang is. Numerous definitions of gangs have come about through the decades. For example, the 2006 National Youth Gang Survey defines a gang as â€Å"a group of youths in your jurisdiction that you are willing to classify as a gang† (Egley, O’Donnell, 2008). This definition of a gang is very vague because any group of youths can be seen as a gang. This definition does not always work. For example, a group of people who share a common interest like reading books or collecting baseball cards can be labeled as a â€Å"gang.† The National Gang Center and federal law define a gang as â€Å"any ongoing group, club, organization, or association of five or more person: A) that has as one of its primary purposes the commission of one or more of the criminal offenses; B) the members of which engage, or have engaged within the p ast five years, in a continuing series of offenses; and C) the activities of which affect interstate or foreign commerce (Brief review of Federal and State definitions, 2009, p.1). Another problem closely associated with gang injunctions are the violations of constitutional rights.Show MoreRelatedEssay about Gang Injunctions10585 Words   |  43 Pagesand Constitutionality of Gang Injunctions Ryan Jacobsen* TABLE OF CONTENTS I. II. III. IV. V. VI. VII. VIII. IX. INTRODUCTION ........................................................................................................ 1 GENERAL STANDARD FOR ISSUING AN INJUNCTION .................................... 3 WHAT IS A CIVIL GANG INJUNCTION? ............................................................... 4 HISTORY AND EFFECTIVENESS OF GANG INJUNCTIONS ........................Read MoreWhat Is The Connection Between The Fireguns?998 Words   |  4 PagesSpecial Agent Joseph M. Riehl directs this message to the gang as he states, â€Å"Targeting gangs and seizing firearms from violent criminals will continue to be the number one priority of the Fresno Police Department†. Considering this a few examples of convictions relating to fire arms in the city of Fresno are mentioned as well by the Eastern District of California. For example, â€Å"On November 12, 2013, Fernando Casas, 35, a Bond Street Bulldog gang member, was sentenced to seven years and eight monthsRead MoreThe Violence Of African American Communities953 Words   |  4 PagesAfrican-American communities and their issues with gang violence, government assistance, and the lack of jobs in their communities it is clear to say that the American Dream or even a moderate lifestyle was not created for all African Americans and Minorities and since we found a way to be noticed, heard, and felt like they’re rightfully a part of something America wants to now label it â€Å"war or Drugs† and â€Å"gang Violence† thus creating Gang Injunctions in those predominantly of color communities. NowRead MoreThe Civil Injunction Process Essay884 Words   |  4 Pageshead: THE CIVIL INJUNCTION PROCESS The Civil Injunction Process STUDENT’S NAME PROFESSOR’S NAME The Civil Injunction Process The following scenario presents key players in any law enforcement agency, possible dialogs, inter-agency politics, and concerns when change is proposed. The  facts come from an actual experience in Redondo Beach, California. This study is about using the Civil Injunction Process against street gangs. I believe that the North Side Protectors gang was allowed toRead MoreCauses Of Gangs1852 Words   |  8 Pagespeople see gangs as intimidating, threatening, dangerous, and problematic. In fact, as discussed in class; gangs are considered problematic because they intimidate citizens, sell drugs, party in public, stash weapons, and commit crime without getting caught (Lecture, 9/12). Society as a whole, judges gang members and places such a negative reputation on them. The frustrating part is that instead of offering a second/third chance for these individuals and provide them with alternatives to the gang streetRead MoreA Civil Injustice768 Words   |  4 PagesThe situation that is being focused on in this paper is the fighting street crime, specifically a street gang that has been operating in Redondo Beach, California. While trying to fight this negative force in the community, the criminal justice had to come up with innovative ideas, they realize that focusing on a specific tr ouble area is one that is not new to most law enforcement officers. It is believed that the â€Å"shifting the focus of policing from responding to incidents to proactive crime preventionRead MorePolice Officers Are Under Constant Scrutiny859 Words   |  4 Pageswitness. Frantically compelling how the gang members could possible follow him to his house and threaten him and his family. Furthermore, he felt he needed more protect and asked to be taken to and from court with the police by his side. Mr. Hernandez fearfulness did not come from thin air; it came from a realization of past accounts possible due to similar events among. Living in an area where crime is prevalent and a way of life he understood the influence the gangs present in the city. Mr. HernandezRead MoreThe Mission Of The Sdwcc Task Force Essay1426 Words   |  6 Pagesthe West Coast Crips gang by creating a renewed community confidence and enhanced quality of life through a three pronged prevention, intervention , and suppression strategy. We will educate community members on the negative impacts of gang participation and attractive alternatives for families, and in particular the youth, in a robust prevention effort. We will utilize law enforcement and other emerging resources, to engineer intervention solutions for those at risk of gang membership and those alreadyRead MoreWhat Drives Adolescents to Join a Gang?683 Words   |  3 PagesJoining a Gang and Their Mind Mentality Parents want the best for their children. They try their best to keep them happy. However they tend to lose their children to the streets and the gangs. Why adolescences join these gangs should not be the question. There are many reasons why they join. Some reasons could be the absence of a parent, whether it is the mother or father. Lack of discipline or their parent’s could be a drug abuser. What motivates an adolescence to desire and acquire gang membershipRead MoreThe Mexican Mafia And Organized Crime3946 Words   |  16 PagesThe Mexican Mafia, or â€Å"La Eme†, as they refer to themselves, is one of the most powerful and influential organized crime gangs in the United States. The organization has risen through the decades of mass gang wars and violence to become the power it is today. Their control is limitless and they have ventured far beyond the expectations of what was thought that gangs were capable of. They have infiltrated governments and manipulated poli tics. They have taken over neighborhoods and attempted to ethnically

Richard Wrights Assessment for the Negro Writers Essay

Richard Wrights Assessment for the Negro Writers Introduction Richard Wright’s plead in the Blueprint for Negro Writing could be very well summarized in one of the famous words from Thomas Kempis, â€Å"Be not angry that you cannot make others as you wish them to be, since you cannot make yourself as you wish to be.† In this popular essay, Richard Wright denounced the Negro writers as he perceived them to be merely begging for the sympathy of the bourgeoisie instead of striving to present a life that is more worth living for the Black Americans (Mitchell 98). This paper argues that Richard Wright was justified in his assessment that literature was so concentrated on pandering to white readers thereby neglecting the needs of the â€Å"Negro†¦show more content†¦The Harlem Renaissance Firstly, it is worthwhile to examine the time when both of these literary works were written. The writers studied in this paper are part of the Harlem renaissance, the period of rebirth of the African American creative expression. During this time, the time of so-called â€Å"New Negro,† the African American communities more likely developed a sense of Negro pride (Rasche 5). In addition, the Harlem Renaissance writers attempted to relate their history to their present condition, as well the urban and rural experience of the African Americans. Thus, writing was the product of and their respond to their historical and cultural context (Rasche 6). On Langston Hughes and his poem â€Å"The Negro Speaks of Rivers† One of the Harlem Renaissance writer was Langston Hughes (1902-1967). He was an American poet who was at the same time a social activist, novelist, playwright, and columnist. He was also one of the pioneers of the literature art form jazz poetry. Hughes’ began to write poems when he was still in his eighth grade. Particularly, he wrote â€Å"The Negro Speaks of Rivers† when he was passing by the Mississippi River, on board on a train down to Mexico with his father (Shmoop 4). Hughes was a key icon during the Harlem Renaissance because his works has helped the black arts and culture flourish in the 1920s. Hughes’ writing reflected his advocacy that â€Å"Black isShow MoreRelatedSlavery and Black Thunder8056 Words   |  33 Pagesnineteenth century Gabriel Insurrection, in Virginia. The novel, which chronicles the Gabriel Prosser-led rebellion against the slave owners of Henrico County, was generally lauded by critics as one of the most significant black American works of fiction. Richard Wright praised the work for dealing forthrightly with the historical and revolutionary traditions of African Americans. Gabriel, a slave convinced that anything â€Å"equal to a grey squirrel wants to be free,† urges other slaves to revolt against theirRead More Visions of The Primitive in Langston Hughes’s The Big Sea Essay examples6201 Words   |  25 Pagesvariant of the more general aesthetic experiments of modernism, especially its obsession with exploring so-called â€Å"primitive† cultures, of which Conrad’s tale is a famously ambiguous example. Moreover, The Big Sea provides a trenchant commentary on writers such as Carl Van Vechten, whose novel Nigger Heaven (1926) promoted the associations of Harlem as an atavistic enclave for a disenfranchised black population.1 Indeed, Hugh M. Gloster describes Nigger Heaven as â€Å"a sort of guide book for visitors who

Consumer Market Profile Worksheet Free Essays

Demographic market description: Describe the demographic details of your target market. The following items include general descriptive categories you might identify for your customers. Skip items which are not applicable and add items that are. We will write a custom essay sample on Consumer Market Profile Worksheet or any similar topic only for you Order Now ; Age range ; Income range ; sex ; Occupation ; Marital Status ; Family size ; Ethnic Group ; Level of Education ; Home ownership ; Other 2. Geographic market description: ; Area served (city, region, nation, etc. ) ; Density (urban, rural, suburban, etc. ) ; Location (mall, strip center, business district, etc. Climate conditions 3. Lifestyle description: What kind of people need or want your product or service? Your natural instincts and experience with customers should give you some sense of what your customers are interested in. A little research can help you identify other aspects of your target market’s lifestyle. 3-1 . Cryptographic description: Describe your target market in terms of selections made from the following terms relevant to your business. ; Technically adept ; Status seeking ; Trend-setting ; Conservative ; Socially responsible ; Environmentally conscious ; Smart shopper ; Family-oriented ;Fun-seeking How to cite Consumer Market Profile Worksheet, Papers

Approach The Chief Accountant to set up an Interview and Flo Chart Pro

Question: write down how you will approach the chief accountant to set up an interview and explain to Flo Chart how prototyping can help her to better define users information requirements? Answer: In a paragraph, write down how you will approach the chief accountant to set up an interview. First read and understand the background information about the Chief accountant and the organization as possible and then conduct the interview. Secondly decide whom to interview and then schedule a time with the chief accountant and then decide on the question type and structure State which structure you will choose for this interview. Why? The method to be used in this situation is Joint application design (JAD) .It is used to reduce the cost of a personal interviews. It has been used as a technique that allows the people involved in the development to jointly develop in a user group setting. JAD also helps users become involved early in systems projects and treats their modification to the system seriously. This helps in reflecting the user ideas in the final design. A final benefit of participating in JAD sessions is the creative development of designs. The chief accountant has four subordinates who also use the system. Would you interview them also? Why or why not? Yes the subordinates should also be interviewed in order to understand their requirements of updating system since they also will be using these functions of accounting. Would you also try to interview customers? Are there better ways to get the opinions of customers? Why or why not? No the customers are not interviewed in this situation because they do not use this system. Write three open-ended questions that you will e-mail to the chief accountant prior to your interview. Write a sentence explaining why it is preferable to contact an interviewee directly rather than via e-mail. For any in-depth requirement by the user it always preferable to contact through mail and it saves time and process speeds up 1) What are the aims of your department? 2) What informations have to be updated and will it affect the current system? 3) Is the updating critical? Prototyping is a working model of one or more concepts of the system to obtain a feedback about the proposed system and about how it is fulfilling the information needs of its users. It is constructed and tested quickly, is of low of cost and in order to test the requirement needs of a user. Information gathered in this phase allows in assigning priorities and to direct the plans to a low of cost, with a minimum of problems in the project. The first step of prototyping is to calculate the costs involved in building a module of the system. If the calculated cost for developing the system is within the budget the project can be preceded. The enlisted prototype helps the user to understand their requirements of information In PATCHED-UP PROTOTYPE: The users can interact with the system and get familiar to the interface of the system and types of output available. The process of getting and storing the information may be inefficient, because programs are written rapidly with the objective of being workable. NONOPERATIONAL PROTOTYPE: Users can use this prototype to understand the code used in the system and also make decisions on the utility of the system. FIRST-OF-A-SERIES PROTOTYPE: The full-scale working model allows users to experience a realistic interaction with the system and minimizes the cost of overcoming any problems with the change of requirements by the user. SELECTED FEATURES PROTOTYPE: Users can view the operational model of the system that includes some, but not all, of the features the system.

Lassa Virus Essays - Zoonoses, Tropical Diseases, Biological Weapons

Lassa Virus The Lassa virus is a vulgar virus with a high mortality rate and an expensive cure. Lassa was strange to me because I have never heard of the virus before. As I was reading in my research, I began to realize the risk the virus has on people. Lassa was first discovered, in humans, in a village in northern Nigeria (Andrechek). Lassa outbreaks have been reported in Guinea, Senegal, Mali, Sierra Leone and Zaire, which are all countries in West Africa (Andrechek). There have been reports of the Lassa virus out side of West Africa but those were in health care workers who had previously worked in that area. There is an estimate of 200,000 to 400,000 cases of Lassa Fever annually, thousands fatal (Andrechek). The mortality among hospital cases is 15%, but if untreated is 60%. The way the Virus is treated is with Ribavirin for ten days. If the infected person gets treatment within six days his mortality rate drops to 5% to 9% in medium to high risk group. If the virus is not treated within six days, but is treated after six days, the mortality rate skyrockets to 26% to 47% (Andrechek). Mortality is 2 to 3 times higher it is found in pregnant or post portum women. The Ribavirin can be stored in room temperature places, but is very expensive and is hard to get to people in need within six days. There is an alternate way of treating the virus with the Mozambique Virus (MV) that eats the Lassa virus, but the risk of mortality is increased dramatically. This "MV" is administered only if the disease it is a life or death situation between the one to six day period. There isn't a real cure for the virus. You can only hope it dies away with the treatment, but they are still working on that. The way Lassa Fever was originally transmitted was through rats' urine and saliva (Andrechek). The spread of Lassa is still spread by rats. It is also an aerosol, which mean that it is a disease that is transmitted through the air, but this is very rare. The most efficient way to get Lassa is through a rodent bite. People can also transmit Lassa. It can be transmitted by sex and by an aerosol method. Lassa is a level IV on the Biosafety scale (Andrechek). Which is the second highest Biosafety level. That means it is a highly contagious and deadly disease. Areas where the Lassa is transmitted are very poor and have little, to no sanitation. The effects on the body are numerous and shocking. In the gastrointestinal system the effects include abdominal pain that leads to vomiting, nausea, diarrhea, or constipation and painful swallowing (Ling). In the respiratory system includes sore throat, pharyngitis, chest pain, and coughing (Ling). The way Lassa effects the cardiovascular system is scary, and includes: pericarditis, facial and neck edema (capillary leakage), bleeding of the gums, nose, GI and vagina, and increased blood pressure and heart rate (Ling). Other ways Lassa Fever effects your body is through dehydration, shock, meningitis, deafness, mental confusion, and seizures, which occur hours before death. The effects on children are strange also. They include bleeding, abdominal distention, foaming at the mouth and global edema, which is when the skin feels and looks like a balloon. That is also referred to as "swollen baby syndrome" (Andrechek). These effects have a great deal to do with the Biosafety rating given to this disease. The Lassa virus is not a well-known virus, but has a huge mortality rate. This was not a good statistic I found. There are too many diseases in the world but if we try we can at least try to stop that spread of these diseases. If we contain the diseased area and isolate it, we will have attained a step closer to the ultimate goal. The goal is to have a world with out disease.

Companies Damage Control

Companies Damage Control Introduction Through the process of globalization markets around the world are experiencing a greater degree of interconnectivity resulting in a far more efficient process of global capital flows and resource allocation. In other words resources from one area in the world can now be allocated to another area in the world in a faster, cheaper and more efficient way.Advertising We will write a custom essay sample on Companies’ Damage Control specifically for you for only $16.05 $11/page Learn More This is an important factor to take into consideration due to the fact that as the green movement progresses within the U.S. and new forms of legislation are enacted to force companies to comply with stricter environmental standards this creates a distinctly unfriendly business environment for companies to continue operations in. Why do Companies Outsource? When factoring in the high cost of American labor, high local and government taxes as well as higher uti lity cost expenditure as compared to that in other countries it becomes obvious as to why companies are outsourcing their business processing and manufacturing sectors to locations such as China, the Philippines and India. In such locations not only is the minimum wage lower but utility expenditure is cheaper, local environmental laws are more lax and companies are able to be more flexible in terms of how they want their operations to grow and develop. Implications Unfortunately the long term implications of the outsourcing movement is a decrease in the American manufacturing sector as more and more jobs go to foreign countries. Also it must be noted that there are environmental implications that should be taken into consideration since the reason why the green movement has become so prevalent in the U.S. is related to the fact that it is often the case that unregulated and unrestricted manufacturing processes often result in adverse impacts on the local environment. As noted in the case of China and India where a majority of outsourced manufacturing has been going, it was seen that between the 1990s to the present the level of toxic chemicals in the air and water has increased exponentially due to the rather lax environmental standards for the disposal of industrial waste during the manufacturing process.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More Corporate Social Responsibility What must be understood is that while companies are not directly liable for activities before particular laws have been enacted against them all companies should at least follow a certain degree of corporate social responsibility (CSR) during normal business processes. CSR is a way in which a company limits its actions in order to comply with certain ethical standards and principles, the goal of which is a positive impact on the local community and environment (KRENG MAY-YAO, 2011). The reason behind this is connected to the way in which a company is perceived by consumers which results in either a positive or negative company image which will impact consumer patronage of a companys products and services. Thus, it can be seen that in cases where there is a necessity to perform a certain degree of due diligence in cases where a company has to fix a problem when certain laws prohibit particular actions then under CSR a company must do so in order to maintain a positive public image. Conclusion As such, in the case of damage control in the case presented what will be done is for the company to immediately take responsibility and fix the problem under the tenets of CSR however based on the possibility of future problems such as this surfacing in the future it would be recommended that the companys manufacturing facilities be transferred to locations abroad where environmental regulation laws are less strict so as to prevent future regulation problems from oc curring. Reference Kreng, V. B., May-Yao, H. (2011). Corporate Social Responsibility: Consumer Behavior, Corporate Strategy, And Public Policy. Social  Behavior Personality: An International Journal, 39(4), 529-541.